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Business Plan  ·  Project A

The Cloisters
at Ave Maria

A Heritage-Inspired Hotel & Gathering Place

Ave Maria, Collier County, Florida

60
Boutique hotel keys
$49.3M
Total project cost
11.7%
LP IRR · base case

April 2026  ·  Proprietary & Strictly Confidential

I

Executive Summary

The Cloisters at Ave Maria is a 60-key boutique hotel and event venue to be developed in Ave Maria, Collier County, Florida. The project is designed by Duncan G. Stroik and developed by Cloisters Development Group as a purpose-built gathering place for a community that has consistent, recurring demand for exactly this kind of venue and nothing currently capable of serving it.

Architecture, when executed with permanence and coherence, is not simply an aesthetic consideration — it is a primary driver of demand.

Ave Maria University generates a steady cadence of visits from families, alumni, and institutional guests. The surrounding region draws weddings and retreats year-round. The town has no boutique hotel, no dedicated event venue, and no property that functions as a community gathering place. The Cloisters is designed to fill that gap — not by competing for transient travelers, but by becoming the default setting for the significant events that Ave Maria already produces.

The project is capitalized at $49.3M, structured as a 60/40 debt-to-equity split, and underwritten to an 11.7% net LP IRR at a deliberately conservative 70% stabilized occupancy. Full financial detail — including pro forma, sensitivity analysis, waterfall mechanics, and IRR matrix — is set out in the accompanying Investor Financial Summary.

Total Project Cost
$49.3M
60 rooms · 3,800 SF event hall
LP Equity Required
40% of total capitalization
LP IRR · Base Case
11.7%
Net · 70% occ · 10-yr hold
LP IRR · Optimized
16.7%
Net · 85% occ · 10-yr hold
· · ·
II

Market Context

Ave Maria is a planned town of approximately 6,000 homes, with neighboring communities under active development across Collier County. It is one of the fastest-growing communities in Southwest Florida, built around a walkable, classically designed town center and anchored by Ave Maria University — a Catholic liberal arts institution with approximately 1,300 students. The residential community generates a base of daily demand that a conventional tourist market never provides: residents need a restaurant, a gathering place, and a venue for the events of community life.

The University adds a consistent layer of institutional visitor demand: family weekends, prospective student visits, alumni gatherings, graduation, and a calendar of academic and religious events that bring guests from across the country. The broader Collier County region adds a third layer — Southwest Florida is an active wedding and retreat market, and Ave Maria's distinctive character makes it a natural destination for events that require a setting with meaning and permanence.

At present, no venue exists capable of serving any of these layers at a high level. Ave Maria has no boutique hotel, no dedicated event hall, and no property that functions as the community's gathering place. The Cloisters is designed to fill that gap — serving residents as a daily destination, the University's visitors as the obvious place to stay, and the regional wedding and retreat market as the defining venue for significant events.

Ave Maria Households
~6,000
Homes · growing community · permanent demand base
Competing Boutique Hotels
In Ave Maria today or planned
Ave Maria's demand base is residential and institutional — not tourist-dependent. Approximately 6,000 households need a restaurant and gathering place today. Ave Maria University adds a predictable layer of visitor demand: family weekends, alumni events, graduation, and diocesan gatherings on a recurring annual calendar. The opportunity is not to create demand — it is to provide the venue that captures it.
III

Investment Thesis

The investment thesis rests on a straightforward observation: in communities defined by a strong institutional anchor, event demand tends to concentrate at a single venue perceived as the appropriate setting. That perception is not created by marketing — it is created by the quality and character of the physical environment. A property that feels permanent, beautiful, and suited to meaningful occasions becomes the default choice. Once established in that position, it is very difficult to displace.

Ave Maria has the institutional anchor, the recurring demand, and the geographic containment that makes this dynamic achievable. What it lacks is the property. The Cloisters is designed to be that property — not a hotel that happens to have an event space, but a purpose-built gathering place around which a hotel program is organized.

Why this works in Ave Maria
The conditions for category dominance are already in place
  • A residential community of ~6,000 homes generating daily demand for a gathering place
  • A university generating predictable, recurring institutional visitor demand
  • A town with a clear identity suited to meaningful events
  • No existing venue capable of hosting at a high level
  • Geographic containment limiting the number of credible alternatives
  • A regional wedding and retreat market with no natural home in Ave Maria
How the financial model reflects this
Demand concentration produces durable cash flows
  • Room revenue stabilized by institutional and event-driven visitation
  • Event fees generate high-margin revenue less sensitive to economic cycles
  • F&B as a daily community destination drives consistent utilization
  • ADR sustained by setting rather than brand or discounting
  • Long-term appreciation from deepening community embedment
· · ·
IV

The Property & Design

The Cloisters at Ave Maria will be developed on a 2.84-acre site on Ave Maria Boulevard, Collier County. The program comprises 60 hotel keys, a 3,800 SF event hall, a shared kitchen, a full-service restaurant and coffee bar, six retail shops organized along a covered arcade, and a central courtyard with fountain and colonnade. Total gross building area is 63,000 SF across a site with approximately 77 parking spaces per the Ave Maria Town Center 1 shared parking regime.

The project is being developed in collaboration with Duncan G. Stroik, whose work is grounded in classical principles and designed to endure. The design emphasizes proportion, material quality, and spatial coherence — buildings that feel established from the moment they open and that become more relevant, not less, as they age. The central courtyard and cloistered walkways are not amenities; they are the primary venues for the events around which the entire program is organized.

Total project cost is $49,317,303, encompassing hard construction, soft costs, FF&E, land, site work, pre-opening expenses, developer fee, contingency, and construction financing. The $440/SF hotel rate reflects CMU exterior wall construction — the natural structural system for classical load-bearing bay geometry — with full Stroik execution on all public and street-facing surfaces. The $900/SF event hall reflects full structural masonry, stone floors, vaulted ceiling, and bespoke ornamental detail throughout.

Full Stroik Execution — where the craft is seen
Where the craft is seen
  • Event hall — vaulted ceiling, arched windows, stone floor, bespoke ornament
  • All street-facing and courtyard-facing facades
  • Colonnade and covered arcade system
  • Courtyard fountain and hardscape
  • Restaurant and coffee & wine bar interiors
  • Lobby and arrival sequence
  • Master Suite and Junior Suite finishes
  • Cast stone and bespoke ornamental detail at all public entries
Value-Engineered — where the savings are taken
Where the savings are taken
  • Structural system: CMU exterior walls — the natural choice for classical load-bearing bay geometry
  • Limestone columns: precast concrete with limestone veneer
  • Hotel room wing exteriors: stucco with brick and stone accents
  • Standard room interiors: real materials — porcelain tile, painted millwork
  • Brick: standard bond with selective custom coursing
  • Retail shop interiors: shell only; tenant fit-out at tenant cost
  • Kitchen: market-standard commercial fit-out; serves both event hall and restaurant
Design strategy: Stroik's architectural vision is fully intact on every surface a guest, visitor, or wedding party will photograph or remember — the event hall, arcade, courtyard, facades, and lobby. Savings are concentrated in the structural frame and hotel room wing interiors, where craft is not the determining factor in the guest experience or rate premium.
· · ·
V

Hotel Room Mix & Pricing

The 60-key program is organized across four tiers. The mix is designed to serve the full range of Ave Maria demand — from university families and weekday contractors at the standard tier, to wedding parties and diocesan guests in the suites — while producing a blended ADR of $471. Scale is intentionally constrained to preserve scarcity and operational quality.

Tier 1 of 4
Standard
$310
420 SF · Queen bed · Classical millwork · Tile bath · Courtyard-adjacent
24 rooms40% of inventory
Tier 2 of 4
Courtyard View
$450
500 SF · King bed · Direct courtyard outlook · Stone window sill · Premium linen
20 rooms33% of inventory
Tier 3 of 4
Junior Suite
$680
700 SF · Separate sitting room · Arched window · Stroik-designed interior · Soaking tub
12 rooms20% of inventory
Tier 4 of 4
Master Suite
$920
900 SF · Full suite · Vaulted ceiling · Bespoke Stroik interior · Private plunge pool & hot tub
4 rooms7% of inventory
The tiered structure smooths occupancy across the week: standard rooms fill on weekdays with university-related visitors; suites command weekend premiums from wedding parties and destination guests. The blended ADR of $471 is conservative relative to the broader Collier County market for comparable boutique product.
VI

Revenue Model

The property generates revenue across four streams: hotel rooms, hotel ancillary (food and beverage consumed by guests), the event hall, and retail and restaurant tenants. At 85% stabilized occupancy, total revenue reaches $11.5M and net operating income reaches $4.3M — a 37% NOI margin. At the base case of 70% occupancy, NOI is $3.5M on $9.6M of total revenue.

Event revenue is the distinguishing characteristic of the model. The event hall is programmed for 78 events annually — 38 weekend and destination events at $8,000 each and 40 weekday and corporate events at $2,500 each — producing $404,000 in direct hall rental fees. The hotel additionally captures a 20% commission on preferred caterer food contracts and operates bar service for all events — together adding approximately $269,000 in high-margin event revenue with minimal additional overhead. Events are not incidental to the program; they are the primary mechanism by which the property establishes its position and sustains its pricing power.

The restaurant and coffee bar are designed to serve both guests and the Ave Maria community as regular destinations. Local patronage drives daily utilization independent of hotel occupancy and reinforces the property's role as a social center — which in turn supports event demand. Six retail units along the covered arcade are leased at market rates, generating stable income with no operational burden on the hotel.

Full revenue and operating cost detail, including line-by-line assumptions and both scenario models, is set out in the accompanying Investor Financial Summary.
· · ·
VII

Capital Structure & Returns

The project is capitalized at $49,317,303, financed through a combination of 60% senior debt and 40% LP equity. Senior debt is structured at 6.5% fixed rate with 25-year amortization, producing annual debt service of $2,397,557. LP equity of $19,726,921 is raised from accredited investors through a limited partnership structure with an 8% annual preferred return, return of capital at exit, and a 70/30 LP/Sponsor residual split.

Capital StructureAmount%
Senior Debt — 6.5% fixed, 25-yr amortization$29,590,38260%
LP Equity — accredited investors$19,726,92140%
Total Capitalization$49,317,303100%
Debt 60% — $29.6M
Equity 40% — $19.7M
Waterfall StructureTerm
Preferred return — LP8.0% per annum
Return of LP capitalAt exit, before promote
Accrued preferred return true-upAt exit, 100% to LP
Residual split — LP / Sponsor70% / 30%
Developer fee4% · at completion
Asset management fee1.5% of gross revenue
Property management fee4.0% of gross revenue

At the base case of 70% stabilized occupancy and a 7.0% exit cap rate, the project produces an 11.7% net LP IRR and a 2.56x equity multiple over a 10-year hold. At 85% occupancy and a 6.5% exit cap, the LP IRR rises to 16.7% on a 3.60x multiple. DSCR breakeven is approximately 49% occupancy — a substantial margin below either scenario. The full pro forma, sensitivity tables, and IRR matrix are in the Investor Financial Summary.

LP IRR · Base Case
11.7%
70% occ · 7.0% exit cap · 10-yr hold
LP Multiple · Base
2.56x
Net · post-waterfall
LP IRR · Optimized
16.7%
85% occ · 6.5% exit cap · 10-yr hold
LP Multiple · Optimized
3.60x
Net · post-waterfall
· · ·
VIII

Demand Capture & Go-to-Market

Demand capture begins before the property opens. The strategy is to establish The Cloisters as the future venue of choice in Ave Maria prior to completion — securing wedding bookings, forming partnerships with University stakeholders, and building a pipeline of institutional events that activates the property from day one. This approach compresses the ramp-up period and reduces Year 1 exposure. The base case underwrites Year 1 at 65% occupancy, which is already covered by debt service at a 1.34x DSCR.

Early engagement with Ave Maria University is central to this strategy. The University generates consistent demand for accommodation and event space tied to its academic calendar — convocation, family weekends, alumni events, graduation, and diocesan gatherings. A property that positions itself as the University's hospitality partner before opening arrives with a committed demand base rather than building one from scratch.

The regional wedding market provides a second demand channel. Ave Maria's character — a classical town built around a Catholic institution — is a natural draw for destination weddings. Outreach to regional event planners and early booking programs are designed to establish the event hall calendar well in advance of opening, creating visibility and social proof that accelerates broader market penetration.

IX

Risk & Mitigation

The primary execution risk is design quality. The model depends on producing a property that genuinely distinguishes itself — one that feels appropriate for significant events and that guests want to return to. Value-engineering is carefully bounded to ensure that savings never compromise the surfaces and spaces guests actually experience. Stroik is directly engaged throughout design and construction, not simply as a name attached to a set of drawings.

The 10% contingency budget — above the industry standard of 5–8% — provides meaningful protection against cost variability without requiring any reduction in design scope. Fixed-rate senior debt eliminates refinancing risk over the hold period. And because the project is underwritten at a conservative 70% occupancy with debt service covered at approximately 49%, there is genuine margin between the base case and the point at which financial performance becomes stressed.

RiskMitigation
Design executionStroik directly engaged; value-engineering limited to non-guest-facing elements
Demand shortfallPre-opening event pipeline; AMU partnership; DSCR breakeven at ~49% occ
Construction cost overrun10% contingency; fixed-price scope where possible
Ramp-up delayPre-committed events reduce Year 1 exposure; debt covered at 65% occ
CompetitionGeographic containment; no competing product exists or is planned
Interest rate riskFixed-rate debt locked at construction closing
· · ·
X

Long-Term Value of the Ave Maria Asset

The Cloisters at Ave Maria is designed to become something that resists direct financial description: the place where Ave Maria's most important moments happen. Every wedding celebrated in the courtyard, every family weekend anchored by a stay in the hotel, every alumni gathering held in the event hall deepens the property's association with those occasions — and makes the next booking more likely. This is the self-reinforcing dynamic that underpins the asset's long-term value, and it is driven entirely by the quality of the place itself.

Because the asset is designed to endure, its relevance compounds rather than depreciates. The longer it operates, the more deeply it is woven into the life of the community it serves.

Ave Maria is a structurally contained market. The University is permanent. The town's identity is fixed. The demand that flows from those conditions — family visits, institutional gatherings, diocesan events, destination weddings — is not cyclical or discretionary. It recurs, year after year, on a largely predictable schedule. A property that captures this demand and holds it does not need to be repositioned, remarketed, or renovated to remain competitive. Its competitive position strengthens simply by continuing to be what it is.

The financial expression of this is an asset that performs more like an endowment than a hotel. Occupancy is anchored rather than chased. Pricing is held by setting rather than defended by discounting. And over a ten-year hold, the combination of growing NOI, a fixed debt balance declining through amortization, and an exit cap rate reflecting the asset's irreplaceable position in its market produces returns that are both strong and durable.

Stabilized NOI · Base
$3.48M
Year 2 · 70% occupancy
DSCR Breakeven
~49%
Occupancy to cover debt service
Exit Value · Optimized
$85.5M
Yr 10 NOI ÷ 6.5% · $36M above cost
Competing Venues
In Ave Maria today or planned
The asset does not require continuous repositioning or reinvestment to remain competitive. A building designed with permanence in mind becomes more relevant over time — as weddings beget referrals, alumni return with their families, and the property's role in the community deepens with each passing year.
Financial detail: Full pro forma, revenue and operating cost assumptions, 10-year cash flow models, LP IRR and equity multiple matrices, distribution schedules, and waterfall mechanics are set out in the accompanying Investor Financial Summary.

Assumptions & Sources: Construction costs benchmarked against HVS Hotel Cost Survey 2025 and CBRE Construction Cost Index, adjusted for CMU structural system. Hotel revenue modeled on STR/CoStar Collier County data. Land cost confirmed by Barron Collier Companies. Event calendar validated against Ave Maria University internal event data. Debt service assumes 6.5% fixed rate, 25-year amortization, 60% LTV senior debt. All figures are pro forma projections; actual results will differ materially.

Confidentiality: This document is strictly confidential and intended solely for accredited investors in connection with a private placement offering. © Cloisters Development Group LLC  ·  Proprietary & Strictly Confidential  ·  April 2026